The Social Security Administration (SSA) has two scheduled payments left this month for Social Security Disability Insurance (SSDI) recipients. If you’re a beneficiary, this article explains the payment dates, average amounts, and requirements to qualify for SSDI benefits.
SSDI provides financial support based on your prior income, ensuring that payments are proportional to the contributions you made during your working years. This program helps millions of disabled Americans maintain financial stability.
SSDI Payment Amounts for December 2024
If you’re waiting for your SSDI payment this month, here are the key numbers to know:
- The average payment: $1,537 per month.
- Beneficiaries with blindness: Up to $2,590 per month.
- Maximum payment: $3,822 per month.
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These amounts include the 2024 cost of living adjustment (COLA) of 3.2%, which will remain in place until the end of the year. A new COLA of 2.5% will take effect in January 2025.
SSDI Payment Dates for December
SSDI payments are distributed based on your birth date. Here’s the December 2024 schedule:
- December 11: Payments for those born between the 1st and 10th of any month (if the application was made after May 1997).
- December 18: Payments for those born between the 11th and 20th.
- December 24: Advance payments for those born between the 21st and 31st due to the Christmas holiday on December 25.
Starting January 2025, SSDI benefits will include the new COLA adjustment of 2.5%, reflecting annual inflation rates. This adjustment will apply throughout 2025.
Requirements to Qualify for SSDI
To qualify for SSDI benefits, applicants must meet specific criteria regarding their disability, work history, and inability to work. Here are the main requirements:
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Significant medical disability: Applicants must prove their condition severely limits their ability to work. The disability must last at least 12 months or be terminal and must prevent them from performing significant work activities.
Inability to work: Applicants must show they can no longer do their previous job and cannot perform any other work available in the national economy. This is outlined in Section 223(d) of the Social Security Act.
Sufficient work history: Applicants must have accumulated work credits by paying into the Social Security system. This typically means working for at least 10 years or earning enough credits over the past 35 years.
Meeting these criteria ensures that SSDI benefits go to those who need them most, providing crucial financial support to individuals with disabilities.
FAQs
What is the maximum SSDI payment in December 2024?
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The maximum payment is $3,822 per month.
Why is there a new COLA adjustment in 2025?
The SSA adjusts payments annually to match inflation.
How are SSDI payments scheduled?
Payments are based on your birth date.
What are the basic requirements for SSDI?
A significant disability and sufficient work credits.
Can I qualify for SSDI without work credits?
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No, work credits are necessary to qualify.
